Prosperity of Life Review – Is Prosperity of Life a Scam or Legit?

Prosperity of Life Review - Shane Krider

My Prosperity of Life Review

In this Prosperity of Life review, we’ll find out if Prosperity of Life is worth your time and money. We will answer the question ‘is Prosperity of Life a scam or legit’?

When I knew that I wanted to make a big change in my life, I did what most people do and I started researching different programs and offerings on the internet. I wanted to create a life for myself that would allow me the flexibility to be at home with my kids, and to create financial freedom and independence, on my terms. After sifting through many outrageous claims, things being labeled as scams, and feeling like I was never going to find anything legitimate, I did find something that appealed to me.

And for some reason, it has stuck with me, and I’m not sure why. It is called Prosperity Of Life. I really wanted this to be a good one. I saw an online advertisement that really resonated with me. It didn’t appear to be selling (although it is really), it wasn’t multi-level marketing, it sounded flexible, and it seemed to tick all the boxes:

Prosperity of Life Review
Prosperity of Life Review

So I did something CRAZY. I hit the apply button. Within moments, I’d received a response to arrange a screening phone call. So within a few days, the lady who posted the ad and I were chatting. She was absolutely lovely and her story was very similar to mine. She was a mum to young children. She had been working full-time and was exhausted. She wanted flexibility, and she wanted to be in charge of her own destiny. She wanted to build a better life for herself and for her family. Her story was so familiar to me. Everything she said I was nodding my head to on the other end of the phone.

Prosperity of Life Review

The difference between her and me was that she had taken the leap. She had done it, and she was making a new life for herself. I wondered if I would ever have the same courage that she’d had. The conversation continued, and I was enthralled.

Then came the hard question. I asked her what it was going to cost me to get involved.

I heard her voice change a little and she sounded a bit uncomfortable for the first time in the conversation. My heart sank a little. I knew I wasn’t going to like what she was about to tell me. I’ll get to that part soon….

My Prosperity of Life review will take you through the following sections:

  • What is Prosperity of Life and how does Prosperity of Life work?
  • Is Prosperity of Life a scam or legit?
  • My recommended way of making money from home

Some basic information about Prosperity of Life:

  • Website:
  • Founded by: Shane Krider and Rachel Krider (nee Oliver)
  • Price to join: $2,285 to $27,775 plus 1,834.20 per annum plus advertising

Prosperity of Life was formerly known as Liberty League. It was then briefly known as Polaris Media Group, and then Polaris Global.  

Prosperity of Life sits within the Personal Development and Wealth Creation Industries selling web-based products and live events.

What is Prosperity of Life and how does Prosperity of Life work? 

There ARE actual products being sold here. The reason I confirmed that there is an actual product, is that you may be surprised that some companies don’t actually have a product – they simply sell the opportunity for you to make money by others signing up, paying a fee, and then repeating the process with others. So you can rest assured that there are real products on offer here.

The products are centred around personal development and wealth creation, and they have a few different levels of offering. They are based out of the U.S. and offer an opportunity that includes the systems, training, coaching, and mentoring that you’ll need if you’re going to succeed with this company.

Prosperity Of Life describes itself as a network marketing model and is quick to say they are not a multi-level marketing (MLM) company. 

What is Network Marketing and how is it different from MLM? 

I’m already thoroughly familiar with MLM, but was unclear about the definition of network marketing. Here’s what I uncovered:

Network marketing is defined as “A business model in which a distributor network is needed to build the business. Usually such businesses are also multilevel marketing in nature in that payouts occur at more than one level.”  Source:

Hold on a moment. Let’s keep digging. Another definition:

“Network marketing is a direct selling method in which independent-agents serve as distributors of goods and services, and are encouraged to build and manage their own sales force by recruiting and training other independent agents. In this method, commission is earned on the agent’s own sales revenue, as well as on the sales revenue of the sales-force recruited by the agent and his or her recruits (called downline). Also called multilevel marketing (MLM), cellular marketing, or by other such names, it is a multi-billion dollar worldwide industry that distributes practically any portable item, although restricted or banned in several countries due to its history as a vehicle for consumer fraud. Source:

And finally, according to Wikipedia,”‘Network marketing’ and ‘multi-level marketing’ (MLM) have been described by author Dominique Xardel as being synonymous, with it being a type of direct selling.”

Prosperity of Life Review

Sounds like the same thing, right? That’s because it is. Prosperity of Life is an MLM through and through. They just want to convince you that they’re not because MLMs don’t have the greatest reputation. 

Moving right along.

Now it does get a bit complicated and confusing, but I will do my very best to keep it simple.

Prosperity Of Life – the products

Product #1: The base product they have on offer is known as M1.

M1 is known as Master of Destinies and is a 12-month course comprised of 9 parts. M1 contains:

  1.  Know For Yourself
  2.  Departure
  3.  Decision
  4.  Action

You also receive recorded content from the live events.

The wholesale cost for you is $2,285 USD, and you purchase this product in order to be able to sell it to others. Before you can make a profit from any sales, you need to sell it to two other people and pass up these ‘qualification’ sales to the person who you originally connected with. So essentially you miss out on the profits of these first two sales. During this process, you are learning what you’re doing, and someone else is closing the sale on your behalf.

Once you are qualified, every time you sell the M1 product, you receive a commission of $1,828. There are no limits on how many you can sell, and the full commission is yours every time.

The retail prices are higher, but if people sign up to become qualified then they can purchase at the wholesale rate.

Product #2: The next level product they have is known as M7.

This comes in four modules and is live event content from a 5-day event. M7 comes at a wholesale cost of $4,590 USD, and like M1, you pay for this and pass up two sales in order to become qualified to make commissions on it. The commission, once you are qualified, is a whopping $3,672, and is yours every time you sell the M7 product.

Most people start by purchasing M1 only, to see how they go with the model, and see how it all works, and whether they can actually make sales.

Product #3: An incentive for you to buy M1 and M7 together, known as M7 fast track.

M7 fast track is where you buy both M1 and M7 as a package for a wholesale cost $6,250 USD (rather than $6,875 if you were to purchase individually), with commissions of $5,000 for every M7 fast track you sell once qualified. If you buy the fast-track product, you only need to complete two ‘pass up’ sales in total in order to become qualified. Whereas, if you purchase M1 and M7 individually, you are required to complete two ‘pass up’ sales for each, a total of four ‘pass up’ sales.

Product #4: a five-day live event all about wealth creation and changing your mindset known as M2.

The M2 live event is a ‘wealth creation master class’. It covers the history of money, how money is created, prosperity consciousness, understanding the myths of the middle class, why and how to take the leap, and making money work for you.

The wholesale cost for you is $7,950 USD, and your commission on each of these is $5,000. If someone attends the event every year, you receive the profit each time, whether you actively sell it or not. Feedback suggests that people often do re-attend the live events.

Product #5: an eight day course known as M3 is the last offering.

M3 Influence Live is an eight-day advanced personal development and coaching techniques seminar held every year.

The event covers topics including epigenetics; vibration, perception and attraction; the field of infinite potential; changing your story and your role; intention and attention; and delineation and ‘confront’.

The wholesale cost for you is $12,950 USD, with the profit being $8,000.

You can see that the potential profits here are absolutely massive, with a summary of the wholesale costs and profits to you (once qualified) below:

Prosperity of Life Review

If you are going to promote all of the Prosperity of Life products, you’ll be up for a cool $27,775 USD (or $27,150 if you purchase the M7 fast track).

Prosperity Of Life – how it works

The model is that they teach you what to do in three key steps. Their three step system is as follows:

1 Place an ad

In this step, you learn how to place ads to attract qualified inquiries, not friends and family, and no cold calling.

The focus initially is on Facebook, where you can set up a free business page, and place ads in niche groups. They do provide training on how to place ads, and also to make video ads.

They teach you both free and paid methods to attract inquiries.

2 Interview, qualify and information

This step is based on you having generated leads from your ads. You invite interested parties to participate in an interview, which is a fully scripted conversation that lasts for between five and ten minutes.

If they qualify, (hint: they ALL qualify!) you send them a link to a presentation that has already been prepared and is part of the materials available to you. The video presentations do the work for you. They explain everything including the model. You hear the company founder (Shane Krider) speak, together with his wife (Rachel Krider) talk about the company, and how they got to where they are today.

3 Follow up / three-way

Once the person has had an opportunity to review the video presentations, you follow up with a phone call. You then do a three-way call with your enroller who answers all the questions.

Prosperity Of Life – the ongoing costs 

There are some ongoing costs that you’ll need to pay on a monthly basis, in addition to the costs of the products. They are:

  • Registration fee $39.95 per month
  • Lead manager $29.95 per month
  • Training portal $33.00 per month
  • Marketing websites $49.95 per month

Total ongoing monthly fees $152.85 USD per month. This is a total of $1,834.20 per annum.

These fees will get you access to marketing training including pre-written copy and ads, and information to help you grow your business. You’ll have access to your own marketing websites to give you a web presence, and pre-made landing pages to help drive sales. The lead manager tool will help you keep track of your leads, and help manage email communications with them. You’ll also have access to hear training calls and live streams.

It’s important to note that one of the key ways Prosperity of Life teaches you to get leads is through paid advertising. Unless you know what you’re doing this is difficult to get right, and it’s expensive too.

Is Prosperity of Life a scam or legit?

I don’t think I can call Prosperity of Life a scam. There are a few reasons for this. It is a real business opportunity, with real products. 

However, I really question what they’re doing and the tactics they use. 

They say they are not an MLM, but they clearly are. They lure you into purchasing the big ticket items on the basis of receiving massive commissions. All you are doing is buying their products to resell the exact same thing to other people, in order to recoup your massive outlay of money.

There is no BBB Rating or profile for Prosperity of Life, however, I did find some information for “Polaris Global“. They have a BBB Rating of A+ and do have some positive reviews. Not sure how that’s even possible but there you go!

There were no reviews for either Prosperity of Life or Polaris Global on-site jabber.

Do I recommend Prosperity of Life?

No, I don’t recommend Prosperity of Life. I do believe that the majority of people who sign up for this will never make their money back. I believe you will be left shaking your head wondering how you ever thought it could possibly work. I have no doubt there are a few people who probably rock this business and make a substantial living, however, I believe that the vast majority would lose everything.

I think if you love personal development, have lots of spare cash you don’t mind parting with and are willing to put in lots of work, you are in a better position than others to make a go of it.

If you think that you’re going to make easy money fast, this opportunity is not for you. If you think that people will see one ad and come flocking to you, you’ll need to think again. I personally believe that if you sign up, you need to be OK with the possibility of not seeing a return on your money, because there are many people who fail at this.

Like any business, if you join Prosperity of Life you will need to treat it as a serious business and put in the hours and the work to see any returns. Don’t be disappointed though if you never see a return from any MLM you join. The odds are stacked against you, unfortunately.  

You don’t need to spend $2,285, plus $1,834+ per annum. There’s an alternative!

It’s totally unnecessary to spend up big to take a chance on an ‘opportunity’ that might leave you broke.

Affiliate marketing is a great alternative that has minimal start-up costs, and is risk-free. It is an approach I recommend without hesitation.

Read about why I think affiliate marketing beats MLM hands down.

It isn’t just a select few people who can make money from home. It can be you too. You just need to know how. You do NOT need to spend big to change your life. In fact, with the platform I found, you can get started for free. You even get a free website and ten free online lessons you can do in your own time to see if it resonates with you. If you like it and think it might work for you, can sign up for a premium membership. Basically, you can try before you buy and there is no risk to you.

I do recommend the premium membership, which is only $495 per year. You’ll also want to invest a dot com domain name for approximately $13 per year.

Read more about my preferred platform here:

You have nothing to lose, and everything to gain. Having an online career from home really does give you the freedom to balance work and life.

Get your free account today, and explore the platform. It might be one of the best decisions you’ll make.

As always, if you have any questions or comments please leave them below, and I’m always happy to help.

12 thoughts on “Prosperity of Life Review – Is Prosperity of Life a Scam or Legit?”

  1. Hi, Great overview of what they offer and the costs. I’m not 100% clear on what these products that you’d be selling are and that price is massive! That price raises a big red flag to me. I appreciate your info tho!

    • Hi Lynne, it’s very unfortunate that you can’t see the Prosperity of Life products or have a sneak peek before you buy. And for that price tag it’s a big ask to hand over the money on a promise that they will deliver. The price will be a very significant barrier for the average person I would imagine. For that reason I did not buy the products and continued my research. I have to admit I did want to though. I was curious. But not $2,285 worth of curious.
      Thanks for stopping by Lynne and I wish you all the best.

  2. Hi Melissa,

    what an interesting read! Thank you so much for putting all this information together. While reading your review I started to get this feeling of “Wow, that is quite expensive when you’re just starting out.” – “What if I buy this M1 product, pay for the manager, training portal etc. and then don’t make a SINGLE sale?” – I felt like it’s a lot of money they are asking for upfront, taking into account that YOUR ultimate goal is selling THEIR product! I was quite happy to find out you thought the same, once I read your conclusion : )

    Affiliate marketing (as well as network marketing) should not be about paying the people who’s product you want to sell to your audience upfront! They should be happy that you want to help them with your marketing efforts…

    That’s why, just like you, I like Wealthy Affiliate: Training and products are (for the most part) two separate things. The monthly membership fee you pay here is not meant so that you MAY recommend their platform, but rather for the training, the community and their service! And you can try it for free! Perfect!

    All the best to you and your business,

    • Hi Chris, I’m sure there are plenty of people who pay for the M1 plus the ongoing annual fees and don’t make a sale. It is a VERY expensive product, and there is a huge amount of personal development products available for significantly less than that. There are also plenty of other ways to build an online career as you know, that are either free or inexpensive in comparison.
      Like you, I love that Wealthy Affiliate open up their platform for free so that people can try it out, do some training, make a start, and see if it resonates with them.
      Thanks Chris for stopping by and sharing your thoughts here.
      I wish you all the very best.

  3. Great review Melissa! I am in affiliate marketing and I love it. Have been seeking for the right product to join the network marketing also but still haven’t found one. Regarding Prosperity of life, I can say that I like the product (or at least that what I can see from the description). What I don’t like is the price of the product… but if you can get people to buy the product, you can get a very high commission. What I also like is that promotion doesn’t include cold calling, family members, and friends, like many other companies. In my opinion, it might be a good investment if money is not an issue.

    • Hi Blanka, affiliate marketing is certainly a great way to make passive income without spending very much at all. The price of the Prosperity of Life products is huge I agree, with the flip side being that the commission is huge too. There are lots of things that appeal to me about the Prosperity of Life model, the main issue for me is the price of entry which is unattainable for a lot of people.
      I agree with you, if money is not an issue, I think this could be a good investment.
      Thanks for sharing your thoughts here.

    • Hi Rizqa,
      Prosperity of Life is essentially about selling personal development tools and conferences. You need to purchase them yourself in order to sell them and make the commissions. Whilst some people do make money with Prosperity of Life, most do not. It is a very expensive experiment.
      Your friend is far better off to build their own online business. If you provide them with this link, they can look around for free, and even to the first 10 lessons and start building up to two free websites:
      All the very best to you and your friend.


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